Business financing in Singapore
Invoice Financing & Factoring in Singapore
Unlocking cash tied up in unpaid customer invoices. Discount fee per invoice — set by the financier.
Enquire on WhatsAppTypical amount
Up to 90% of invoice value
Tenure
Revolving (per invoice)
Best for
Unlocking cash tied up in unpaid customer invoices
Stop waiting 30–90 days to get paid. Invoice financing advances most of the value of your outstanding invoices now, so you can pay suppliers and staff while your customers pay on their own terms. Ideal for B2B businesses with long payment cycles. We connect you with banks and specialist financiers offering the best advance rates.
What you get
- Advance up to ~90% of invoice value
- Revolving facility that grows with sales
- Improves cash flow without new debt on the books
- Suited to B2B and government-linked suppliers
How to apply
- Message us your business type, monthly turnover and how much you need.
- We shortlist the licensed lenders whose criteria fit your business.
- We help you assemble a clean application (ACRA profile, bank statements, financials).
- Compare the offers that come back and choose — with no obligation.
Check if you qualify for a invoice financing & factoring
Free, no-obligation. We’ll come back with realistic options for your business.
Get a free quoteOther financing options
SME Working Capital Loan
Up to S$500,000 · 1 – 5 years
Unsecured Business Term Loan
S$50,000 – S$500,000 · 1 – 5 years
Equipment & Machinery Financing
Up to 90% of asset cost · 1 – 7 years
Business Loans Singapore is an independent loan referral and matching service. We are not a bank, finance company, or licensed moneylender, and we do not lend money. All financing is provided by licensed banks and financial institutions regulated by the Monetary Authority of Singapore (MAS). Loan approval, amounts, tenures and interest rates are determined solely by the lender based on your business profile. Information on this website is general in nature and does not constitute financial advice.